Pricing
The answer is free. The follow-through is what you pay for.
Free gets you a real analysis, not a teaser. Premium keeps working after the answer — action plans, monitoring, and alerts as rules and life change.
Free
$0
Your best move, calculated.
- Full loan and profile intake
- Your #1 recommended strategy with the math behind it
- Basic comparison of your eligible repayment plans
- Dashboard with your debt picture
Launching SeptemberPremium
$14.99/mo
or $99/year — save 45%
- Everything in Free
- Full ranked analysis of every strategy, with trade-offs
- Step-by-step action plan with progress tracking
- Automatic reassessment when your life or the rules change
- Deadline and recertification alerts
- Program discovery: forgiveness and assistance you may qualify for
Premium Plus
$29.99/mo
Coming after launch.
- Everything in Premium
- Advanced scenario modeling — job changes, grad school, moving states
- Career and income projections in your strategy
- Priority reassessments
Premium billing opens in September. Waitlist members lock the launch price and get first access.